Water Damage: The Definition & The Disaster
As defined by Wikipedia, Water damage describes a large number of possible losses caused by water intruding where it will enable attack of a material or system by destructive processes such as rotting of wood, growth, rusting of steel, de-laminating of materials such as plywood, and many others.
The damage may be imperceptibly slow and minor such as water spots that could eventually mar a surface, or it may be instantaneous and catastrophic such as flooding. However fast it occurs, water damage is a major contributor to loss of property.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner’s insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
While we are not a personal contributor in defining “water damage” on Wikipedia; allow us the priviledge of further adding to the statement regarding an addendum to your insurance policy. This information is based solely on our past experience and the more than twenty years of responding to water damage in both residential and commercial properties and follows up on the most common question asked in any water damage – “Does my insurance policy cover this“.
We never tire of the question and understand why it’s asked. Most insurance policies are extremely difficult to decipher in your spare time, even worse during the chaos created in your home or business after the discovery of a water leak or broken supply line affecting your property. Nearly two-thirds of our clients do not know as to whether or not they have insurance for water damage.
Insurance for Water Damage – A Rose by any Other Name
Sewer backup, sewer and drains, sump pump backup – Just a few of the many names that most insurance carriers use when describing the “addendum” or “rider” that provides coverage for water damage caused by these events. Many of these addendum’s carry minimal coverage, some do not provide coverage for damaged personal property at all while some limit your total claim to as little as $2500.00. Keep in mind that there is no coverage provided for water damage caused by seeping or entry through the foundation. The best advice is to contact your agent before you have a potential water damage claim and inquire as to these addendum’s and the coverage amounts available.
Water Damage. Response. Restoration. Guaranteed.
The water damage to your home or business comes in many different forms from a supply line break or sump pump back up to a minor leak undiscovered until the damage has occurred. At iDry Columbus we set out with the mindset of performing restoration differently. Placing an emphasis on continual education in the field of water and mold damage, studying the secondary effects on structure and personal property, and how best to prevent ongoing damage in your home or business.
Raised in Columbus, Ohio, we feel a great sense of pride in providing water damage response and restoration or mold removal services in many of the communities we grew up in. With thousands of restoration projects successfully completed, creating iDry Columbus was a simple decision. It was a way to use the knowledge we’ve gained through experience and education to provide a restoration service the residents and local business owners of central Ohio could be proud of.
From providing onsite same day estimates to utilizing technology in mitigating any damage, it’s doing restoration differently. That’s Guaranteed.
Making the restoration industry what you deserve
We’ve taken a water damage and mold remediation industry that hasn’t changed in years and added an element to it that many franchise companies lack or simply have no desire to perform. It’s a personal touch. The simple desire to do what is right in restoration and what is right for you, your family, or team members and employees. Approach every client with common courtesy. Use our experience and be transparent in everything we do.
It’s possible your facing a disaster yourself right now, don’t let choosing the wrong contractor add to that. As an IICRC Master Certified water damage restoration provider, we take what we do in protecting your home or business seriously and provide restoration services that far exceed what has become the standard level of service. Call us rebels to how it was. Our business lives on each referral and we look forward to earning yours.